![](https://curciowebb.com/wp-content/uploads/2021/06/CW-UG-Lump-sum.jpg)
4 Reasons to Offer a Lump Sum Window
- Lump Sums generally cost less than annuity purchases.
- Lump sums “de-risk” the plan by transferring investment and longevity risk to participants.
- Lump sums reduce ongoing administrative costs for PBGC premiums, audit and actuarial fees, and HR resources used to maintain contact with former employees.
- Lump sums make plan termination easier.